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Comment on My thoughts on 5.5% . . . by jeffdmorgan

jeffdmorgan — Sat, 30 May 2009 01:08:09 +0000

I don’t know anything about mortgages, but I actually enjoy the blog. Only you could pull that off. Thanks for the sound advice on the recent refinance. With your help, it sounds like we snuck in there just in time!

Jeff

Comment on My Mortgage Thoughts on 4.5% by Realty Caffeine » Blog Archive » One perspective on 4.5%

Realty Caffeine » Blog Archive » One perspective on 4.5% — Mon, 08 Dec 2008 13:32:47 +0000

[...] is an article that I thought was well said. Check out Hillside Lending and see what you [...]

Comment on Wachovia executives (possibly) take advice from “the Mortgage Blog” (but not likely) by Choices with Wachovia (or citi? or wells fargo?) « The Mortgage Blog

Choices with Wachovia (or citi? or wells fargo?) « The Mortgage Blog — Fri, 17 Oct 2008 21:36:50 +0000

[...] few months ago, I wrote a post discussing Wachovia’s decision to no longer offer these types of loans to consumers — [...]

Comment on Wachovia executives (possibly) take advice from “the Mortgage Blog” (but not likely) by Choices with Wachovia. I mean Citi, no, Wells Fargo. «

Choices with Wachovia. I mean Citi, no, Wells Fargo. « — Thu, 16 Oct 2008 15:06:12 +0000

[...] few months ago, I wrote a post discussing Wachovia’s decision to no longer offer these types of loans to consumers — [...]

Comment on Times . . . they are a’changin’ by More about telling the collective you, “so” « The Mortgage Blog

More about telling the collective you, “so” « The Mortgage Blog — Thu, 02 Oct 2008 12:41:46 +0000

[...] 8, 2007 — Times . . . they are a’changin’. ” . . . stated income loans and Alt-A financing is changing . . . probably disappearing. [...]

Comment on Is the (mortgage) sky really falling? by More about telling the collective you, “so” «

More about telling the collective you, “so” « — Thu, 02 Oct 2008 12:41:02 +0000

[...] 30, 2007 — Is the (mortgage) sky really falling? “For the borrower with above-average credit (a credit score over 700) and at least 5% to [...]

Comment on Times . . . they are a’changin’ by More about telling the collective you, “so” «

More about telling the collective you, “so” « — Thu, 02 Oct 2008 12:40:39 +0000

[...] 8, 2007 — Times . . . they are a’changin’. ” . . . stated income loans and Alt-A financing is changing . . . probably disappearing. [...]

Comment on an MTA loan, (sing) “More than meets the eye.” by The trouble with “I told you so.” «

The trouble with “I told you so.” « — Tue, 30 Sep 2008 15:14:04 +0000

[...] 8, 2006 — an MTA loan (sing) “More than meets the eye.” “The loan and monthly payments start out well-and-good but quickly ‘transform’ into [...]

Comment on 100% Financing Gone?!? by gfyden

gfyden — Sat, 07 Jun 2008 02:57:48 +0000

I can verify that 100% financing is also dead in the commercial sector as-well.
Not as much “sub-prime” went on in commercial but, just a year or-so ago investors could get 100% CLTV with a first and a mezzanine or a 1st and a seller carried 2nd.
Those days are gone.

MasterPlan Capital LLC – Offering Commercial Mortgage Loans from $1MM. Online at http://www.masterplancapital.com – Quick Answers – Fast Closings

Comment on Adjustable Rate Mortgages . . . OOOOhhhhhhh . . . . AAAAhhhhh by hillsidelending

hillsidelending — Tue, 11 Sep 2007 13:40:01 +0000

Unfortunately, loan specifics are tough to give advice on without knowing every detail about your specific MTA loan. I would recommend contacting the loan servicer directly (the company you make your payments to) to find out your options.

However, if your MTA loan is like most — and the actual rate of interest is close to 7.5% — then I would recommend trying to find a refinance solution that would lower your rate and your payment. If you are in Georgia, give me a call. I’d love to help.