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		<link>http://hillsidelending.wordpress.com</link>
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		<title>We&#8217;ve Moved.</title>
		<link>http://hillsidelending.wordpress.com/2009/06/29/weve-moved/</link>
		<comments>http://hillsidelending.wordpress.com/2009/06/29/weve-moved/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 23:12:24 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=487</guid>
		<description><![CDATA[That&#8217;s right, the mortgage blog is moving over to a new URL, http://themortgageblog.wordpress.com.
Please be sure to re-bookmark the home page and re-subscribe to the RSS feed so that you don&#8217;t miss out.  It&#8217;s a different web address, with a slightly different look . . . a few more contributors (among other things), but the same [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=487&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>All the build-up, none of the excitement.</title>
		<link>http://hillsidelending.wordpress.com/2009/06/24/all-the-build-up-none-of-the-excitement/</link>
		<comments>http://hillsidelending.wordpress.com/2009/06/24/all-the-build-up-none-of-the-excitement/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 21:42:33 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=481</guid>
		<description><![CDATA[Today&#8217;s highly anticipated Fed meeting announcement &#8212; billed by most to be a mortgage market mover, for sure &#8212; ended up being a thankful dud (big relief).  Marketwatchers were correct in assuming that the Federal Funding rate would remain unchanged, but most were anticipating that the comments from the Feds would give weight to mortgage rates breakin&#8217; out [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=481&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>My thoughts on 5.5% . . .</title>
		<link>http://hillsidelending.wordpress.com/2009/05/29/my-thoughts-on-5-5/</link>
		<comments>http://hillsidelending.wordpress.com/2009/05/29/my-thoughts-on-5-5/#comments</comments>
		<pubDate>Fri, 29 May 2009 17:45:32 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=474</guid>
		<description><![CDATA[That&#8217;s right.  On Wednesday, mortgage rates jumped up more than 0.5% over the course of a few hours &#8212; most lenders re-pricing and re-publishing rate sheets four times over the course four or five hours.  Some lenders (obviously throwing the towel in for the day ran 30 year fixed rate pricing all the way up [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=474&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>Too busy to blog . . .</title>
		<link>http://hillsidelending.wordpress.com/2009/05/15/too-busy-to-blog/</link>
		<comments>http://hillsidelending.wordpress.com/2009/05/15/too-busy-to-blog/#comments</comments>
		<pubDate>Fri, 15 May 2009 19:16:19 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=469</guid>
		<description><![CDATA[A doctor who can schedule you for surgery tomorrow . . .
A dentist who can clean and check your teeth this afternoon . . .
A hair stylist who accepts walk-ins (no waiting) . . .
An attorney with a WIDE open schedule for next week . . .
A mortgage broker (in this market) with nothing to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=469&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>What about today&#8217;s rates?</title>
		<link>http://hillsidelending.wordpress.com/2009/03/28/what-about-todays-rates/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/28/what-about-todays-rates/#comments</comments>
		<pubDate>Sat, 28 Mar 2009 16:04:19 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=463</guid>
		<description><![CDATA[Posted on March 28, 2009.
Some readers may have been confused by my last post about 4.5% (and how to position yourself to take advantage of crazy-low mortgage rates). 
For some perspective, on Friday, mortgage rates ended the day around 4.75% to 4.875% on a 30 year fixed and around 4.5% for a 15 year loan [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=463&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>I was wrong about 4.5% . . . kind of.</title>
		<link>http://hillsidelending.wordpress.com/2009/03/27/i-was-wrong-about-45-kind-of/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/27/i-was-wrong-about-45-kind-of/#comments</comments>
		<pubDate>Fri, 27 Mar 2009 22:36:31 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=455</guid>
		<description><![CDATA[If you have been following my blog, you may remember a certain post concerning my thoughts on 4.5%.  In the post I talked about the unlikely prospect of mortgage rates dipping down to 4.5% (also, for the record, at the end of the post, I mentioned how glad I would be, in this one instance, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=455&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>Twice as much ain&#8217;t twice as good.</title>
		<link>http://hillsidelending.wordpress.com/2009/03/26/twice-as-much-aint-twice-as-good/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/26/twice-as-much-aint-twice-as-good/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 20:13:32 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=448</guid>
		<description><![CDATA[Last Wednesday&#8217;s announcement from the Feds &#8212; that they would add an additional $750 billion dollars to the already allotted $500 billion dollars to continue to purchase mortgage backed securities through the end of the year &#8212; was big, big news.  Their original $500 billion pledged was scheduled to be completely paid out by July; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=448&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Refinance Plan B(2).</title>
		<link>http://hillsidelending.wordpress.com/2009/03/18/refinance-plan-b2/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/18/refinance-plan-b2/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 19:53:45 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=445</guid>
		<description><![CDATA[In one of my previous posts, I mentioned a time-line of the Feds purchasing mortgage backed securities until July of 2009, and based on that time-line, was recommending that clients start the refinance process now to be in the optimal position to lock-in on a great mortgage rate.  Remember, once your loan is approved and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=445&subd=hillsidelending&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://hillsidelending.wordpress.com/2009/03/18/refinance-plan-b2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Maybe you ARE being bailed-out?</title>
		<link>http://hillsidelending.wordpress.com/2009/03/18/maybe-you-are-being-bailed-out/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/18/maybe-you-are-being-bailed-out/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 17:20:31 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=437</guid>
		<description><![CDATA[Politics &#8212; generally a topic not to be entered in to lightly with neighbors, friends or family, probably not clients and customers either.  I think there is a saying about religion and politics, isn&#8217;t there?  We should probably add &#8220;bailout&#8221; to that saying and make it a list of three.
Hate it or love it (hate it or tolerate it; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=437&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<title>Refinancing Your Mortgage &#8211; Plan B.</title>
		<link>http://hillsidelending.wordpress.com/2009/03/10/refinancing-your-mortgage-plan-b/</link>
		<comments>http://hillsidelending.wordpress.com/2009/03/10/refinancing-your-mortgage-plan-b/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 01:13:04 +0000</pubDate>
		<dc:creator>jpinkerton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hillsidelending.wordpress.com/?p=423</guid>
		<description><![CDATA[Over the past few weeks (and now months), I have been giving refinance advice.  For the most part, my advice has been quite simple:  determine when it makes sense for you to refinance and when that rate is available, move forward with the loan process.  In other words, have a conversation with a mortgage professional [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=hillsidelending.wordpress.com&blog=122089&post=423&subd=hillsidelending&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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